Author name: Elara Voskian

Elara Voskian is a marine risk specialist with 12 years of experience designing insurance frameworks for watercraft rental operations. She holds a dual certification in Marine Insurance (Lloyd’s CII) and Risk Management (RIMS), and has consulted for over 80 kayak rental businesses across coastal and inland regions. Her work includes developing loss-prevention protocols, seasonal liability models, and equipment depreciation schedules tailored specifically to paddle-sport fleets.